However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities. The entities listed above are examples of companies and merchants which qualify to earn the 5% Rebate in the TV, Internet and Streaming Services category. Cash back rewards will expire at the end of the calendar month 36 months after the billing cycle in which they were earned. ![]() You may not redeem Cash back, and you will immediately lose all of your Cash back, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). ![]() There is a $10 minimum for Real-Time Rewards. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Cash back is redeemed in the form of a statement credit or a deposit made to your U.S.
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